Banking, Financial Services & Insurance -“FinnOvative” (Financial Innovation)

Over all view of Retail Banking; Capital Market; BehaviouralScience, Sales Management, Investment Products

MBA, BBA, BCom, MCom

Last Updated Fri, 12-July-2022 English
What Will I Learn?
  • Sensitizes the students about the opportunities in BFSI,), Live hands-on NSE terminal for Capital Market
  • Besides regular study, the student will have an edge over the others by having “working knowledge “of the job roles which are there in the said domain. Students having undergone this “internship “will get priority over others for placements

Course Coordinator Details

Ms. Deepa Guleria (


Curriculum For This Course
Week 1
  • Banking System in India
    Finance and Accounting for Bankers
    RBI Act-Role and Functions and Banking Regulation Act
    Structure of Banks–Division and its Functions
    Concept of Money and Interest
    Definition of KYC
    RBI on KYC & Laws in India
    Why KYC–Objectives & Process flow for CASA and Term Deposit Accounts
    Types & Documentation of Savings- Minor, Sr. Citizen, Salary, No frill, Student, Women, Sole & Joint accounts.
    Introduction to NR- NRO, NRE, FCNR and RFC Accounts—Documentation & AOF Filing.
    Introduction to HUF, Partnership, Limited Company & TACS Accounts-Documentation.
  • Definition of AML&CFT(Combating Financing of Terrorism)
    Stages of AML & Risk involved.
    Monitoring & Checking of Suspicious Transactions and Reporting process for High Value cash deposits.(10Lac)
    Customer Due Diligence and Document Verification
    Understating to AOF, Account Portability and Account Opening Process.
    How to fill AOF to reduce rework /rejection and Improvement in TAT &Form Filling Exercise(s).
    Vault Opening/Closing& Cash Deposit/Withdrawal Process
    Bait Money, Cash Retention Limit &Vault Key Management
    Cash in Transit process, Concept &Role of Currency Chests
    Cash Sorting as per Clean Note Policy.
    Security Features of New Bank Notes, Note Refund Rules
    Handling Fake Currency& Reporting to FIU.
    Negotiable Instrument Act- Cheque, DD,PN,BOE
  • Introduction of MICR Clearing & ECS, Elements of Cheque,
    understanding of Inward/Outward Clearing
    CTS–Definition, Features of CTS Cheque, P2F Session, Process Flow & Cheque Handling
    Understanding of Non MICR/MICR/ CTS Clearing – Process Flow &Reconciliation.
    Funds Transfer Methods-NEFT,RTGS,IMPS
  • Insurance-General/Life/Health, Mutual Funds,
    Cross Selling
  • Operations in NRE& NRO by POA
    Inward &Outward Remittances
    Documentation for Outward Rem as per Scheme.
  • Document Verification Sites-PAN Card, DL& Aadhar
    E-Surveillance &Data Capturing
  • Relationship Management
    Prospecting of Customers
    Customer Profiling
    CASA Acquisition
  • Communication Skills
    Business Etiquettes
    Body Language
    Formal Dressing / Presentation
    Mock Interviews, Group Discussion, Case Studies, Role Plays
    Short Film/Videos/Live Sessions
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